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Fondsgebundene Lebensversicherungen mit Ablaufgarantie

 

Hier wird ein Todesfallkapital garantiert, die Erlebensfallsumme hängt jedoch vollumfänglich von der Börsen- und Zinsentwicklung der Fonds.

 

Bei der Variante mit Garantie existieren Produkte, welche per Ablauf einen Mindestfondswert oder den jeweiligen Fonds-Höchststand garantieren. Diese Garantie kostet in der Regel einen gewissen Prozentsatz der Prämie.

 

Entsprechend wichtig ist der Vergleich der Rendite nach Kosten.

 

 

 

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