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Fondsgebundene Lebensversicherung mit Einmaleinlage

 

 

Diese Anlageform wird von Personen genutzt, welche über einen grösseren Geldbetrag verfügen und diesen längerfristig (> 10 Jahre) anlegen möchten.

 

Diese werden steuerlich unter Einhaltung gewisser Vorgaben privilegiert behandelt. Das bedeutet, dass der Ertrag (Differenz zwischen Einlage- und Auszahlungsbetrag) nicht der Einkommenssteuer unterliegt und somit Vorteile gegenüber klassischen Anlagen wie z.B. Sparkonten oder Obligationen bietet.

 

Auf der Einmalprämie ist für Steuerpflichtige in der Schweiz die Stempelsteuer (2,5%) geschuldet.

 

 

 

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Quelle: Winterthur Leben

 
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