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8. Lösung
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Geeignet dafür sind ...

 

 

Fonds- oder indexgebundene Kapitalversicherungen, kombiniert mit einer möglichen Fremdfinanzierung.

 

Dabei sollte darauf geachtet werden, dass ein möglichst hoher Anteil an Zinspapieren, welche im freien Vermögen der Einkommenssteuer unterliegen, enthalten sind. Diese Zinserträge sind in Fonds- oder indexgebundenen Kapitalversicherungen unter gewissen Voraussetzungen steuerfrei.

 

Die Steuerfolgen dieser Variante sind sorgfältig abzuklären.

 

 

 

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